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Kali Hawlk loves all things related to branding, messaging, and inbound marketing. She currently serves as the Director of Marketing at XY Planning Network, and is a freelance writer passionate about using her skills and knowledge to help others make, do, and create more.

Kali currently works as a contributing writer for a variety of publications, including The Huffington Post, Tech Cocktail, Investopedia, Mint, Staples, ADP, Discover, Uber, Trulia, Student Loan Hero, and MyBankTracker. She’s been featured as a financial expert for Millennials in many online publications including Forbes, Fast Company, US News, and Mashable.

The Debt Free Divas is the brain child of three contemporaries who observed a gap in the great personal finance information available and its reach and appeal to cosmopolitan urbanites. We all have access to an enormous amount of financial literacy information - but 76% of Americans are still living paycheck to paycheck.

Using a mix of online tools and offline, in-person events the Debt Free Divas are working hard to cultivate a community who supports, encourages, and motivates one another on to shared goals. We're keeping the personal finance conversation in the forefront to minimize the chance that others suffer in silence, too ashamed to seek financial help in times of need.