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My name is Kristi Muse. I am freelance blogger, virtual assistant, and millennial mom. My writing topics include, but are not limited to, personal and family finances, budgeting, frugal living, self-reliance/DIY, organic living, gardening, and minimalism. 

I write on a wide range of personal finance topics including saving, paying off debt, investing, credit card rewards, frugal living and more. I currently hold a Certified Public Accountant license in the Commonwealth of Virginia and reside in the state of Florida. Personally, my wife and I have paid off over $80,000 of her student loan debt within three years of her graduation which allows me to relate to a wide range of financial topics when writing.